Auto Warranties – Do You Need One?

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When you buy a used car, do you need to buy an extended warranty? Does the dealership offer any type of warranty that is included in the price of the car? Warranty protection can be a valuable investment, but sometimes, the cost of the warranty is so high that it may not be worth spending the money on it. This blog will show you all about buying a car and what to do about getting a warranty to ensure that you are not getting a lemon that you will be stuck footing the bill for multiple repairs on during the first months of owning it.

Thinking Of Buying A Car? Tips To Help You Choose

When it comes to purchasing a car, one thing is for sure – there is no shortage of options. There are sports cars, luxury sedans, compact SUVs, and large pickup trucks – there are so many options to choose from. When you don’t know what type of vehicle you want, this vast selection can make the buying process feel overwhelming. Formulate A Budget Creating a budget should be the first step during the selection process. Having a vehicle that you must struggle to make payments for is no fun and falling in love with a vehicle that you later find out you can’t afford is equally painful. You can avoid both scenarios by drafting a budget to see how much you can afford to spend towards the vehicle payment, fuel, maintenance, and insurance, which combined should not exceed 20% of your net pay. Anything over this percentage and you can run unto unnecessary financial struggles. Think Short- And Long-Term Needs When it comes to features, assessing your short and long-term goals can help you decide. Failure to do so could leave you with a vehicle that you will need to trade in sooner than you had planned. For instance, if your plan is to keep your vehicle for around eight years, but you and your spouse have been talking about expanding your family, the sports car probably isn’t the smartest choice. While you don’t have to get a full-fledged minivan, selecting a vehicle with space for a little one will meet your long-term need. Consider The Cost To Own You should understand by now that the cost of owning a...

How To Evaluate A Used Car When You’re Not A “Car Person”

Automobiles are complex pieces of machinery. They have a lot of moving parts, and looking under the hood can seem like you’re looking into an alien landscape. However, you don’t need to become a mechanic overnight to choose a good used car. Here’s how you can evaluate a used car easily. Look It Up You can use any of a number of services to run a report on a potential vehicle. Service records can tell you a lot about the car. They can include accident reports and official repairs. The dealer may even have the service records on hand, so feel free to ask. You should also research the car by make and model. There are tons of websites and forums where people freely talk about specific cars. You may notice patterns, such as a problem that many people complain about. Or, you may find more information on the car that makes you want it even more. Inspect It Even if you don’t know anything about cars, you should still give it a thorough look. Look for signs of heavy wear and tear. Check both inside and outside the car. Ask questions as you go about it. You don’t have to know much about how a motor operates to notice a large patch of rust. You can have the car independently inspected. You can hire a mechanic to come to the lot and take a look or ask the seller if you can take the car in for an inspection. In either case, you don’t have to know much about cars, because you’ll have someone who does. If you don’t...

Three Things To Consider When Buying A Used Convertible

The absence of a roof makes a used convertible very different from a conventional car. This means shopping for the right convertible should also be different from shopping for a conventional car.  Here are three things you should evaluate when shopping for used convertible: The Integrity of the Roof Convertibles are just like their sedan counterparts in many aspects; the main difference is the operation of the roof. A hardtop convertible’s roof is designed to fold in several places during retraction. This complexity means any failure of the hardtop roof is likely to begin at these joints. Therefore, as far as the roof is concerned, you need to confirm that its operation is smooth and doesn’t require any coaxing to work. You also need to confirm that the roof is not leaking. Leaks in hardtops usually occur at the joints, but, in soft tops, they can occur anywhere. Look For a Convertible with a Roll Bar Most fatalities in convertible accidents involve rollover crashes. This is because, unlike other cars, convertibles don’t have a protective roof, so you are left to the mercy of the road. However, relatively new convertibles have roll bars (in addition to other safety features) that reduce the risk of rollovers in case of a crash. Therefore, if you are shopping for a convertible, look for one with roll bars in addition to other standard safety features, such as side bars and stability control. You will have more options with newer cars because many older convertibles did not feature roll bars as a standard. Examine the Interior for Weather-Related Damage A convertible’s open top is...

Tips For Shopping For A Used Car

Planning on buying a used car? If you are, getting the best deal is likely a high priority for you and this is why it is important to not rush into your car buying purchase. To ensure you are getting the best price and the best quality vehicle for your money, there are a few things to take advantage of, like the following: Bring a Mechanic With You: Just because the car starts and looks great doesn’t mean that it is in perfect condition, and this reason alone is why you will want to bring a mechanic with you when checking out potential cars. This will help you be informed of something that you potentially overlooked and can save you from buying a car that may have a major component issue. Also, by having a professional who knows the ins and outs of cars, you will be able to have stronger negotiating power as your mechanic can help you spot minor defects that can help you bring the price of the car down. Obtain a Full Car Report: Having the seller or dealership provide you with a full car history report is critical when buying a used car. This information will help you understand the full condition that the car is in, without any hidden surprises. This will also inform you of how often the car received an oil change, what type of major repairs it has received, and whether or not the car has been involved in a car accident. This information can help you decide whether or not the car is a liability and is prone to...

3 Reasons To Add An Extended Warranty To Your Used Car Purchase

When shopping for a used vehicle or certified pre owned car, many people don’t consider adding any additional safety features onto the purchase of the car, including an extended warranty. The problem with this is that an extended warranty can actually help to significantly protect your used car purchase. Here are three major reasons to consider it: Added Protection Even After Driving Over a Certain Number of Miles: Most of the time, the short-term warranty that comes with a used vehicle will only protect you until the vehicle reaches a certain number of miles. Since you are buying a used car, you are most likely already close to hitting these number of miles. With an extended warranty, you can drive more miles while still being protected, which means you are going to be protected for a much longer period of time. This is important when buying a used car because you never know when you can run into problems, which is always more likely to happen sooner rather than later when you have a used car versus a new car.  There is No Extra Paperwork: Don’t simply deny the extended warranty because you are ready to head out of the dealership and don’t want to deal with extra paperwork. Extended warranties are often added to the car purchase without any additional paperwork to be filled out. Purchasing an extended warranty is more convenient than ever. So don’t rush out of the dealership without at least considering adding it to your purchase. It’s the Best Investment: Although you will be paying a bit more for your used car, you are...

Four Types Of Truck Beds You Can Install On HD Dump Trucks And Why You Would Want Them

If you are thinking about buying some HD dump trucks (from an outlet such as Correct Truck and Trailer), then you might also want to look at the truck beds for these trucks. Some auto dealers will sell you just the truck with the hydraulic lift component on the back and leave it up to you to decide which truck bed you want to purchase and install separately. Here are four types of truck beds you can choose from and why you may want each of them.  High-Sided Hauler High-sided haulers may be open slat or completely closed. Completely closed, high-sided haulers are best for hauling tons of dirt, sand, mulch, and gravel, as well as large pieces of debris. The open slat, high-sided hauler beds are better for hauling large pieces of construction equipment or machinery, animals, and anything else that will not slip through the openings in this bed. Low-Sided Hauler Low-sided hauler truck beds have low sides. They are best used for hauling much smaller and more frequent loads of dirt, gravel, and mulch. They may also be used to haul garden tools, hand tools and anything else that can lay flat in the truck bed. Like the high-sided hauler beds, this type of dump truck bed also has a swing gate on the back of the bed that will open and allow the bed contents to be dumped in one location. Utility Bed A utility bed for your dump trucks has several cabinets all around the base of it for storing cables, tools and work supplies. Additionally, its flat top surface could haul some slightly...

Three Conversions You Can Make To A Used Prevost Bus To Make It Your Own

Prevost is a manufacturer of cab-over touring buses, which means that the engine is located directly under the driver’s seat and the set of steps that lead from the front entrance of the bus to the seat deck. They are quite common in other countries, but because of their pricey-ness, they are generally reserved for long-distance bus travel companies and musicians on tour. However, if you are interested in traveling the country like a rock star, you can buy used Prevost buses for yourself from a company like Sawyers Bus Sales, and make some nice conversions to them that will make your bus entirely your own. The following three conversions are some of the most popular ones offered by used bus dealerships and the conversions usually can be made right at the dealership. Removing Most of the Seats and Adding a Table or Two While the seats in these buses are often quite cushiony, you probably have little need for as many seats that frequently fill out a bus. Instead, you can remove several of these seats, leaving behind enough of them to take a small family on vacation in comfort (e.g., about five or six seats, although you could leave in a few extra to give everyone their own space). Then you can install a table or two so that there are a couple of places to eat, play games on the road or just generally converse around. Adding Fold-Down Beds There is a good amount of head clearance in these touring buses. In fact, you could easily convert the luggage rack areas into fold-down beds. The racks...

3 Reasons To Opt For A Short-Term Car Loan

Have you decided to get financed for a new car and have no clue if you should opt for a short or long-term payment plan? It is wise for you to opt for getting financed for a short-term loan, as it can offer more benefits than one that you can take longer to pay off. Take a look at the information in this article to find out why getting a short-term car loan is in your best interest. 1. Your Interest Rate Will Be Lower You will end up paying a high interest rate if you opt for a long-term loan. The bad thing about a high interest rate is that it leads to you spending more money on a car than it is actually worth. With a short-term loan, you will still pay a little extra for your car after the interest rate is factored into the total. However, the interest rate will be low enough to not make a big difference in the overall cost of the car. It is wise for you to shop around at several dealerships before getting financed, as some of them can offer lower interest rates than others. 2. Pay Off Your Car in a Timely Manner When you opt for a short-term loan, you will end up having to pay more money per payment. However, the great thing about having larger payments is that the car will get paid off a lot faster than if you had a long-term loan with smaller payments. The sooner that you pay the loan off, the sooner you will be able to put more money...

Some Issues To Think About With Used Nissans

As cars go, Nissan is a middle-of-the-road brand — not necessarily top-class, but pretty reliable and of a solid value. What goes into purchasing used Nissans? Check out this list of issues that car buyers and others should know about when they’re looking at a used Nissan on a lot. Generations and Styles It’s good to know about how Nissan pursued style changes in their product lineup over time. Many of these vehicles have been through some evolution in their time in the product line. For instance, it’s instructive to know that after 2001, Nissan started building the next generation Nissan Altima that stayed roughly the same from 2002 to 2006. This helps you make decisions about what’s on the lot, for example, whether a 2001 model or a 2002 is a better option. Specific Model Year Build Issues It’s also helpful to know about the general context of how specific makes and models were built in a given year. To go back to the example of the Nissan Altima, one big controversy surrounds the use of a front catalytic converter directly under the engine manifold. While some cars don’t have a problem with this design, others led frustrated owners to mouth off on public forums after having to change parts multiple times or even hollow them out in defiance of critical emissions laws. Knowing these issues exist can help you to evaluate a used Nissan on the current market. Contrast Nissan Against Competitor Models Another helpful thing to know about is how Nissan stacks up to its competition. For example, the Nissan Frontier truck is popular in the...

Mom And Dad’s Guide To Buying A Car For Their Graduate

For parents looking forward to seeing their child walk across the stage at graduation, the thought of buying a car as a graduation gift is common. But most parents do not have the cash to buy a new car, so looking at used ones is also common. Before you go out to purchase a used car for your graduating teen, check out these tips for getting a good one. Look Into Your Budget You may be adding bills into your budget for graduation party supplies, for moving to a college and more when you are supporting a graduating high school student. Therefore, sitting down and figuring out how much you can afford to pay for a used car is the best first step you can take in buying one. In this way, you do not have to worry about taking on a second job later to pay it off. Remember to add in saving for a down payment so your monthly payments will not be too high. Factor in the cost of insurance for your graduate’s car as well. Knowing how much you can afford can help to narrow your search for a car. Choosing Between A Dealership Or Individual Seller If you are sending your graduate off to college with the car you buy, you want to know it is reliable and safe to drive. For this reason, choosing one from a used car dealership that offers warranties on their vehicles is a good idea. You can also request a car report from a dealership detailing the repairs and other kinds of issues a particular vehicle has had...